MOVING HOME.
SAY HELLO TO YOUR NEW HOME.
Whether you’re buying your dream home, relocating closer to work, or moving nearer to family, moving to a new home is an exciting milestone. But navigating the mortgage process can sometimes feel overwhelming. Even if you’ve done it before, getting the right mortgage advice is essential. Whether you need help arranging a new mortgage or porting your existing deal with your current lender, I’ll be with you every step of the way, making your next move as smooth and stress-free as possible.
THE PROCESS.
Step 1: Understanding Your Needs and Getting Pre-Approved
We’ll begin by discussing your circumstances and priorities to identify the best mortgage solution tailored to you. I’ll provide all the information you need, along with a Mortgage Agreement in Principle (AIP) certificate, so you can start viewing properties with confidence.
Step 2: Finding and Making an Offer on Your Ideal Home
Once you’ve found the perfect property, I’ll guide you through making an offer and help you prepare for the next steps in the buying process.
Step 3: Mortgage Application and Property Assessments
After reviewing the entire UK mortgage and protection market, I’ll recommend the most suitable options and submit your application. Your lender will arrange a Valuation Report to assess the property’s value. I’ll also assist you in finding and instructing an expert surveyor to evaluate the property’s condition. If needed, I can help you select a trusted solicitor to begin the legal work.
Step 4: Receiving Your Full Mortgage Offer
When your mortgage lender approves your application, I’ll share the exciting news that a full mortgage offer has been made. Copies of the offer will be sent to you, me, and your solicitor to keep everyone informed.
Step 5: Exchange of Contracts
At this stage, your solicitor and the seller exchange contracts, making the purchase legally binding. I’ll ensure you and your new home are fully protected as the transaction moves forward.
Step 6: Completion and Moving In
Your solicitor will collect the mortgage funds from your lender along with your deposit, completing all necessary payments. And finally, you get the keys to your new home — congratulations on your move!
ANY QUESTIONS?
WHY SEAN?
EXPERT ADVICE YOU CAN TRUST.
Award-winning mortgage broker with over a decade of experience
across all areas of financial services. I bring vast knowledge of the
home-buying process and a proven track record with complex
mortgage transactions. I’m also a regular mortgage correspondent
for BBC Radio Wales, sharing insights and guidance with a wide
audience.
CLEAR. SIMPLE. STRESS-FREE.
Whether we meet face-to-face, speak over the phone, or connect via video, I’ve made
it my mission to simplify the mortgage process for busy people. Expect clear,
jargon-free advice tailored to your needs, helping you secure the right mortgage and
protection solutions without unnecessary stress.
5 STAR SERVICE, EVERY TIME.
I pride myself on excellent customer service and being by your side every step of the
way. From our first conversation right through to the moment you collect your keys,
you can relax knowing you have an expert handling every detail.
WHOLE OF MARKET EXPERTISE.
I provide fully advised, whole-of-market mortgage and protection solutions, meaning
I search a wide range of lenders to find the right fit for you. Whether you’re a first-time
buyer, a portfolio landlord, self-employed, dealing with a complex application, or
working to overcome credit challenges, I’ll guide you through the process and ensure
your needs are met.
WITH ME, IT'S PERSONAL.
You get expert guidance, clear communication, and complete peace of mind, every
single time.
