RE-MORTGAGE.
NEW MORTGAGE DEAL, SORTED.
Is your current fixed-rate mortgage ending in the next six months? Now’s the perfect time to explore your options. Remortgaging can help you secure a better deal, borrow for home improvements, or even consolidate debts. I’ll take care of all the hard work for you, searching the whole of the mortgage market to find the most suitable deal for your circumstances. You can relax knowing I’m working to save you money and make the process simple from start to finish.
THE PROCESS.
STEP 1 – Understanding Your Needs
We’ll start by discussing your circumstances, priorities, and goals so I can understand exactly what you need from your remortgage. I’ll identify the most suitable solution for your situation and provide clear information to make the process as simple and stress-free as possible.
STEP 2 – Finding the Right Deal
After reviewing the whole of the UK mortgage market, I’ll recommend the most cost-effective and suitable deal based on your priorities. I’ll then submit your application and handle all communication with the lender on your behalf.
STEP 3 – Valuation & Solicitor Selection
I’ll work with your lender to arrange your mortgage valuation. This could be a visit from a surveyor or a digital (automated) valuation where no one needs to attend your home. We’ll also decide which solicitor will handle your remortgage — either one chosen by your lender or one you appoint yourself. I’ll guide you through this decision and support you throughout.
STEP 4 – Your Mortgage Offer
I’ll be in touch with the great news that your lender has issued your mortgage offer. We’ll review it together to make sure you’re happy with everything. Copies will be sent to both you and your solicitor.
STEP 5 – Solicitor Paperwork
Your solicitor will need some documents and completed forms from you. This may include a short online form, a declaration to proceed, a signed and witnessed mortgage deed, proof of identity and address, and possibly recent bank statements. I’ll be here to help at every step if you have questions or need guidance.
STEP 6 – Completion
Your solicitor will receive the mortgage funds from your new lender and use them to repay your existing mortgage. If you’ve raised additional funds, they’ll transfer the cash to your nominated bank account. You’ll then begin making monthly payments to your new lender — and your remortgage is complete.
ANY QUESTIONS?
USEFUL STUFF.
Mortgage Calculator
Jargon Buster
WHY SEAN?
EXPERT ADVICE YOU CAN TRUST.
Award-winning mortgage broker with over a decade of experience
across all areas of financial services. I bring vast knowledge of the
home-buying process and a proven track record with complex
mortgage transactions. I’m also a regular mortgage correspondent
for BBC Radio Wales, sharing insights and guidance with a wide
audience.
CLEAR. SIMPLE. STRESS-FREE.
Whether we meet face-to-face, speak over the phone, or connect via video, I’ve made
it my mission to simplify the mortgage process for busy people. Expect clear,
jargon-free advice tailored to your needs, helping you secure the right mortgage and
protection solutions without unnecessary stress.
5 STAR SERVICE, EVERY TIME.
I pride myself on excellent customer service and being by your side every step of the
way. From our first conversation right through to the moment you collect your keys,
you can relax knowing you have an expert handling every detail.
WHOLE OF MARKET EXPERTISE.
I provide fully advised, whole-of-market mortgage and protection solutions, meaning
I search a wide range of lenders to find the right fit for you. Whether you’re a first-time
buyer, a portfolio landlord, self-employed, dealing with a complex application, or
working to overcome credit challenges, I’ll guide you through the process and ensure
your needs are met.
WITH ME, IT'S PERSONAL.
You get expert guidance, clear communication, and complete peace of mind, every
single time.
